"Is it hard to get federal disability retirement?" The answer is yes—it can be a complicated process with stringent requirements. FERS disability benefits require applicants to prove their medical condition significantly impairs their job performance. Comprehensive medical documentation and agency certification confirming no accommodations are possible are vital. The process can be overwhelming without expert guidance, leading many to seek professional advice. Despite the challenges, federal disability retirement offers invaluable support, ensuring financial stability for federal employees facing health-related work limitations.